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<channel>
	<title>NowWhatDoYouDo.com</title>
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	<link>http://www.nowwhatdoyoudo.com/bens-podcasts.html</link>
	<description>Scorched-earth advice for dealing with the realities of life in the 21st century</description>
	<pubDate>Tue, 15 Apr 2008 02:07:14 +0000</pubDate>
	<generator>http://podbean.com/?v=3.2</generator>
	<language>en</language>
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		<copyright>&#xA9;Benjamin Dover 2003-2006</copyright>
		<category>Entertainment</category>
		<ttl>1440</ttl>
		<itunes:keywords>Now What Do You Do?, Nowhatdoyou.com, subprime,foreclosure,bankruptcy,consumer,mortgage,money,short sale,credit cards</itunes:keywords>
		<itunes:subtitle>Expert advice for dealing with all of the bad stuff life throws at you.  It's not what you want to hear, but what you NEED TO KNOW in order to survive.		</itunes:subtitle>
		<itunes:summary>It’s scorched-earth advice from Benjamin Dover: Information, insights and strategies designed to equip you for dealing with the realities of the rocky financial world, circa 2008.  New podcasts every Monday, with breaking news podcast releases whenever warranted.  Expect to hear leading experts from across the nation sharing their views and expertise.  The following topics will be covered (but not limited to) including: Subprime mortgage news, negotiation and legal strategies, protecting yourself from adversarial creditors and debt collectors, avoiding (or preparing for if necessary) bankruptcy, short sales, suing or recasting and restructuring your mortgage, predatory lending, Truth in Lending and Fair Housing Act violations. Also to be discussed: How to deal with IRS issues, automobile buying, leasing or selling, marriage and divorce, how to catch a cheating spouse, how to deal with the credit reporting bureaus, protecting yourself from identity theft, bosses or employers from hell, dealing with chronic pain, personal injury law suits, addiction, alcoholism and recovery.  Other topics will be added based on listener feedback. A complete rundown on topics, current and breaking news and daily blogs can be found at: www.nowwhatdoyoudo.com.</itunes:summary>
		<itunes:author>Benjamin Dover</itunes:author>
		<itunes:category text="News &amp; Politics"/>
<itunes:category text="Society &amp; Culture"/>
<itunes:category text="Education"/>
		<itunes:owner>
			<itunes:name>Benjamin Dover</itunes:name>
			<itunes:email>podcasts@nowwhatdoyoudo.com</itunes:email>
		</itunes:owner>
		<itunes:block>No</itunes:block>
		<itunes:explicit>No</itunes:explicit>
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			<title>NowWhatDoYouDo.com</title>
			<link>http://www.nowwhatdoyoudo.com/bens-podcasts.html</link>
			<width>144</width>
			<height>144</height>
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			<item>
		<title>04.14.08 NowWhatDoYouDo.com podcast hosted by Benjamin Dover</title>
		<link>http://podcast.nowwhatdoyoudo.com/2008/04/14/041408-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/</link>
		<comments>http://podcast.nowwhatdoyoudo.com/2008/04/14/041408-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/#comments</comments>
		<pubDate>Tue, 15 Apr 2008 02:07:14 +0000</pubDate>
		<dc:creator>nowwhatdoyoudo</dc:creator>
		
	<category>Uncategorized</category>
	<category>scorched-earth consumer counseling</category>
	<category>money</category>
	<category>personal finance</category>
	<category>Quitting</category>
	<category>failure</category>
	<category>bankruptcy</category>
	<category>divorce</category>
	<category>rehab</category>
	<category>starting over</category>
	<category>counseling</category>
	<category>CCCS</category>
	<category>credit counseling</category>
	<category>debt relief</category>
	<category>Consumer Creidt Counseling Service</category>
	<category>C.C.C.S.</category>
	<category>Real Estate failures</category>
	<category>Debt restructuring</category>
	<category>debt forgiveness</category>
	<category>debt counselors</category>
	<category>Consumer Credit Counseling Service</category>
	<category>Depression</category>
	<category>Rescue</category>
	<category>Bill collectors</category>
	<category>FDCPA</category>
	<category>Fair Debt Collection Practices Act</category>
		<guid isPermaLink="false">http://nowwhatdoyoudo.podbean.com/2008/04/14/041408-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/</guid>
		<description><![CDATA[The #1 complaint to the Federal Trade Commission these days?  The same one that&#8217;s been in their Top 3 list for the last 30 years&#8230;DEBT COLLECTOR HARASSMENT! 
Business has never been better for these bottom-feeding tele-terrorists: You’re gonna love hearing Ben read &#8220;Throwing Good Money After Bad,&#8221; the SECOND chapter from his perennial bestselling book [...]]]></description>
			<content:encoded><![CDATA[<p><strong>The #1 complaint to the Federal Trade Commission these days?</strong>  The same one that&#8217;s been in their Top 3 list for the last 30 years&#8230;<strong>DEBT COLLECTOR HARASSMENT! </strong></p>
<p><strong>Business has never been better for these bottom-feeding tele-terrorists:</strong> You’re gonna love hearing Ben read &#8220;Throwing Good Money After Bad,&#8221; the <strong>SECOND</strong> chapter from his perennial bestselling book <strong>BACK OFF<em>!</em> The Definitive Guide To Stopping Collection Agency Harassment.  </strong></p>
<p><em>Once you hear Ben&#8217;s incredible story of survival and redemption, you&#8217;ll realize that you&#8217;re <u>not</u> alone, and not feel as bad about yourself or about the predicament you&#8217;re in. </em></p>
<p>Remember: <strong>You&#8217;re not a failure, you just failed. </strong></p>
<p><strong>(c) 2008  NowWhatDoYouDo.com    All Rights Reserved</strong>
</p>
]]></content:encoded>
			<wfw:commentRss>http://podcast.nowwhatdoyoudo.com/2008/04/14/041408-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/feed/</wfw:commentRss>
			<enclosure url="http://nowwhatdoyoudo.podbean.com/mf/feed/zdnhi/NWDYD041408Podcast.mp3" length="8150518" type="audio/mpeg"/>
				<itunes:subtitle>The #1 complaint to the Federal Trade Commission these days?  The same one that's been in their Top 3 list for the last 30 years...DEBT ...</itunes:subtitle>
		<itunes:summary>The #1 complaint to the Federal Trade Commission these days?  The same one that's been in their Top 3 list for the last 30 years...DEBT COLLECTOR HARASSMENT! 

Business has never been better for these bottom-feeding tele-terrorists: You’re gonna love hearing Ben read "Throwing Good Money After Bad," the SECOND chapter from his perennial bestselling book BACK OFF! The Definitive Guide To Stopping Collection Agency Harassment.  

Once you hear Ben's incredible story of survival and redemption, you'll realize that you're not alone, and not feel as bad about yourself or about the predicament you're in. 

Remember: You're not a failure, you just failed. 

(c) 2008  NowWhatDoYouDo.com    All Rights Reserved</itunes:summary>
		<itunes:keywords>april 14, 2008,</itunes:keywords>
		<itunes:author>Benjamin Dover</itunes:author>
		<itunes:explicit>No</itunes:explicit>
		<itunes:block>No</itunes:block>
		<itunes:duration>11:19</itunes:duration>
	</item>
		<item>
		<title>04.07.08 NowWhatDoYouDo.com podcast hosted by Benjamin Dover</title>
		<link>http://podcast.nowwhatdoyoudo.com/2008/04/07/040708-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/</link>
		<comments>http://podcast.nowwhatdoyoudo.com/2008/04/07/040708-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/#comments</comments>
		<pubDate>Mon, 07 Apr 2008 22:56:06 +0000</pubDate>
		<dc:creator>nowwhatdoyoudo</dc:creator>
		
	<category>Subprime mortgage expert advice</category>
	<category>scorched-earth consumer counseling</category>
	<category>money</category>
	<category>personal finance</category>
	<category>failure</category>
	<category>predatory lending</category>
	<category>divorce</category>
	<category>starting over</category>
	<category>Project Lifeline</category>
	<category>debt relief</category>
	<category>President George Bush</category>
	<category>Real Estate failures</category>
	<category>Debt restructuring</category>
	<category>Ben Bernanke</category>
	<category>Mortgage recast</category>
	<category>debt forgiveness</category>
	<category>Henry Paulson</category>
	<category>Senator John McCain</category>
	<category>Senator Hillary Clinton</category>
	<category>Senator Barack Obama</category>
	<category>Depression</category>
	<category>Bailout</category>
	<category>Rescue</category>
	<category>President Ronald Reagan</category>
	<category>Bush #41</category>
	<category>Bush #43</category>
	<category>S&#038;L scandal</category>
	<category>Savings &#038; Loan debacle</category>
	<category>Dr. Martin Luther King</category>
	<category>Jr.</category>
		<guid isPermaLink="false">http://nowwhatdoyoudo.podbean.com/2008/04/07/040708-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/</guid>
		<description><![CDATA[Wake Up, Washington! It’s time to bite the bullet on a mortgage bailout plan for homeowners…NOW! 
Get ready to pay the piper, and pay big-time. If we’re going to avoid a full-scale, depression-style, real estate-fueled meltdown, Americans are going to foot one heck of a bill to pay for all the special government loan programs, guarantees [...]]]></description>
			<content:encoded><![CDATA[<p><strong><span style="font-size: 12pt; font-family: Verdana">Wake Up, Washington<em>! </em>It’s time to bite the bullet on a mortgage bailout plan for homeowners…NOW!</span></strong><span style="font-size: 12pt; font-family: Verdana"> </p>
<p></span><span style="font-size: 12pt; font-family: Verdana">Get ready to pay the piper, and pay big-time. If we’re going to avoid a full-scale, depression-style, real estate-fueled meltdown, Americans are going to foot one heck of a bill to pay for all the special government loan programs, guarantees and financial band aids. </p>
<p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: 14.4pt; text-autospace: ideograph-numeric; mso-layout-grid-align: auto; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><strong><span style="font-size: 12pt; font-family: Verdana" /></strong></p>
<p><strong><span style="font-size: 12pt; font-family: Verdana">How much?</span></strong><span style="font-size: 12pt; font-family: Verdana"> By the time the tab is tallied in 2010, I think were looking at a cool $1 <strong><em>trillion. </em></strong>And that’s the <strong>good</strong> news. That’s assuming Washington takes swift action soon after the new administration takes office next January 20.   </p>
<p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: 14.4pt; text-autospace: ideograph-numeric; mso-layout-grid-align: auto; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><strong><span style="font-size: 12pt; font-family: Verdana" /></strong></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: 14.4pt; text-autospace: ideograph-numeric; mso-layout-grid-align: auto; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><strong><span style="font-size: 12pt; font-family: Verdana">Benjamin Dover</span></strong><span style="font-size: 12pt; font-family: Verdana"> breaks it down and lays it out, and while the numbers aren’t pretty, the call to action—from someone who survived another economic catastrophe during the S&#038;L implosion in Texas just 20 years ago—is realistic and emphatic: </span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: 14.4pt; text-autospace: ideograph-numeric; mso-layout-grid-align: auto; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><span style="font-size: 12pt; font-family: Verdana" /></p>
<p><span style="font-size: 12pt; font-family: Verdana"><strong><em>“I’m not trying to scare anyone, just prepare them for the inevitable…sorta like prepping a kid for their first time to see the dentist.  If you know what’s coming, you can handle practically any situation more rationally and more effectively.” </em></strong> </p>
<p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: 14.4pt; text-autospace: ideograph-numeric; mso-layout-grid-align: auto; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><span style="font-size: 12pt; font-family: Verdana" /></p>
<p><span style="font-size: 12pt; font-family: Verdana">Listening to this podcast will give you an unparalleled look into the future like only Dover can deliver. </p>
<p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: 14.4pt; text-autospace: ideograph-numeric; mso-layout-grid-align: auto; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><strong><span style="font-size: 12pt; font-family: Verdana" /></strong></p>
<p><strong><span style="font-size: 12pt; font-family: Verdana">© 2008  NowWhatDoYouDo.com   All Right Reserved </span></strong><span style="font-size: 12pt; font-family: Verdana"> </p>
<p></span> 
</p>
]]></content:encoded>
			<wfw:commentRss>http://podcast.nowwhatdoyoudo.com/2008/04/07/040708-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/feed/</wfw:commentRss>
			<enclosure url="http://nowwhatdoyoudo.podbean.com/mf/feed/py9tra/NWDYD040708Podcast.mp3" length="6727367" type="audio/mpeg"/>
				<itunes:subtitle>Wake Up, Washington! It’s time to bite the bullet on a mortgage bailout plan for homeowners…NOW! 

Get ready to pay the piper, and pay big-time. If ...</itunes:subtitle>
		<itunes:summary>Wake Up, Washington! It’s time to bite the bullet on a mortgage bailout plan for homeowners…NOW! 

Get ready to pay the piper, and pay big-time. If we’re going to avoid a full-scale, depression-style, real estate-fueled meltdown, Americans are going to foot one heck of a bill to pay for all the special government loan programs, guarantees and financial band aids. 




How much? By the time the tab is tallied in 2010, I think were looking at a cool $1 trillion. And that’s the good news. That’s assuming Washington takes swift action soon after the new administration takes office next January 20.   



Benjamin Dover breaks it down and lays it out, and while the numbers aren’t pretty, the call to action—from someone who survived another economic catastrophe during the S&amp;L implosion in Texas just 20 years ago—is realistic and emphatic: 


“I’m not trying to scare anyone, just prepare them for the inevitable…sorta like prepping a kid for their first time to see the dentist.  If you know what’s coming, you can handle practically any situation more rationally and more effectively.”  




Listening to this podcast will give you an unparalleled look into the future like only Dover can deliver. 




© 2008  NowWhatDoYouDo.com   All Right Reserved  

 </itunes:summary>
		<itunes:keywords>april 7, 2008,</itunes:keywords>
		<itunes:author>Benjamin Dover</itunes:author>
		<itunes:explicit>No</itunes:explicit>
		<itunes:block>No</itunes:block>
		<itunes:duration>9:21</itunes:duration>
	</item>
		<item>
		<title>03.27.08 NowWhatDoYouDo.com podcast hosted by Benjamin Dover</title>
		<link>http://podcast.nowwhatdoyoudo.com/2008/03/27/032708-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/</link>
		<comments>http://podcast.nowwhatdoyoudo.com/2008/03/27/032708-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/#comments</comments>
		<pubDate>Thu, 27 Mar 2008 23:04:51 +0000</pubDate>
		<dc:creator>nowwhatdoyoudo</dc:creator>
		
	<category>Subprime mortgage expert advice</category>
	<category>scorched-earth consumer counseling</category>
	<category>money</category>
	<category>personal finance</category>
	<category>Quitting</category>
	<category>failure</category>
	<category>predatory lending</category>
	<category>bankruptcy</category>
	<category>divorce</category>
	<category>starting over</category>
	<category>counseling</category>
	<category>CCCS</category>
	<category>credit counseling</category>
	<category>debt relief</category>
	<category>Consumer Creidt Counseling Service</category>
	<category>C.C.C.S.</category>
	<category>Real Estate failures</category>
	<category>Debt restructuring</category>
	<category>debt forgiveness</category>
	<category>debt counselors</category>
	<category>Consumer Credit Counseling Service</category>
		<guid isPermaLink="false">http://nowwhatdoyoudo.podbean.com/2008/03/27/032708-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/</guid>
		<description><![CDATA[The #1 complaint to the Federal Trade Commission these days?  The same one that&#8217;s been in their Top 3 list for the last 30 years&#8230;DEBT COLLECTOR HARASSMENT! 
Business has never been better for these bottom-feeding tele-terrorists: You’re gonna love hearing Ben read &#8220;It Started With Good Intentions,&#8221; the FIRST chapter from his perennial bestselling book [...]]]></description>
			<content:encoded><![CDATA[<p><strong>The #1 complaint to the Federal Trade Commission these days?</strong>  The same one that&#8217;s been in their Top 3 list for the last 30 years&#8230;<strong>DEBT COLLECTOR HARASSMENT! </strong></p>
<p><strong>Business has never been better for these bottom-feeding tele-terrorists:</strong> You’re gonna love hearing Ben read &#8220;It Started With Good Intentions,&#8221; the <strong>FIRST</strong> chapter from his perennial bestselling book <strong>BACK OFF<em>!</em> The Definitive Guide To Stopping Collection Agency Harassment.  </strong></p>
<p><em>Once you hear Ben&#8217;s incredible story of survival and redemption, you&#8217;ll realize that you&#8217;re <u>not</u> alone, and not feel as bad about yourself or about the predicament you&#8217;re in. </em></p>
<p>Remember: <strong>You&#8217;re not a failure, you just failed. </strong></p>
<p><strong>(c) 2008  NowWhatDoYouDo.com    All Rights Reserved</strong>
</p>
]]></content:encoded>
			<wfw:commentRss>http://podcast.nowwhatdoyoudo.com/2008/03/27/032708-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/feed/</wfw:commentRss>
			<enclosure url="http://nowwhatdoyoudo.podbean.com/mf/feed/9d7zhs/NWDYD032708podcast.mp3" length="9420696" type="audio/mpeg"/>
				<itunes:subtitle>The #1 complaint to the Federal Trade Commission these days?  The same one that's been in their Top 3 list for the last 30 years...DEBT ...</itunes:subtitle>
		<itunes:summary>The #1 complaint to the Federal Trade Commission these days?  The same one that's been in their Top 3 list for the last 30 years...DEBT COLLECTOR HARASSMENT! 

Business has never been better for these bottom-feeding tele-terrorists: You’re gonna love hearing Ben read "It Started With Good Intentions," the FIRST chapter from his perennial bestselling book BACK OFF! The Definitive Guide To Stopping Collection Agency Harassment.  

Once you hear Ben's incredible story of survival and redemption, you'll realize that you're not alone, and not feel as bad about yourself or about the predicament you're in. 

Remember: You're not a failure, you just failed. 

(c) 2008  NowWhatDoYouDo.com    All Rights Reserved</itunes:summary>
		<itunes:keywords>march 27, 2008,</itunes:keywords>
		<itunes:author>Benjamin Dover</itunes:author>
		<itunes:explicit>No</itunes:explicit>
		<itunes:block>No</itunes:block>
		<itunes:duration>13:05</itunes:duration>
	</item>
		<item>
		<title>03.17.08 NowWhatDoYouDo.com podcast hosted by Benjamin Dover</title>
		<link>http://podcast.nowwhatdoyoudo.com/2008/03/17/031708-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/</link>
		<comments>http://podcast.nowwhatdoyoudo.com/2008/03/17/031708-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/#comments</comments>
		<pubDate>Tue, 18 Mar 2008 00:29:10 +0000</pubDate>
		<dc:creator>nowwhatdoyoudo</dc:creator>
		
	<category>Subprime mortgage expert advice</category>
	<category>scorched-earth consumer counseling</category>
	<category>money</category>
	<category>personal finance</category>
	<category>Quitting</category>
	<category>failure</category>
	<category>predatory lending</category>
	<category>bankruptcy</category>
	<category>starting over</category>
	<category>counseling</category>
	<category>Project Lifeline</category>
	<category>CCCS</category>
	<category>credit counseling</category>
	<category>debt relief</category>
	<category>Consumer Creidt Counseling Service</category>
	<category>C.C.C.S.</category>
	<category>President George Bush</category>
	<category>Real Estate failures</category>
	<category>Debt restructuring</category>
	<category>Ben Bernanke</category>
	<category>Mortgage recast</category>
	<category>debt forgiveness</category>
	<category>Henry Paulson</category>
	<category>Alphonso Jackson</category>
	<category>debt counselors</category>
		<guid isPermaLink="false">http://nowwhatdoyoudo.podbean.com/2008/03/17/031708-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/</guid>
		<description><![CDATA[be•tray     – verb    1. to deliver or expose to an enemy by treachery or disloyalty: Benedict Arnold betrayed his country.    2. to be unfaithful in guarding, maintaining, or fulfilling: to betray a trust.    3. to disappoint the hopes or expectations of; be disloyal to: to betray one&#8217;s friends.    4. to reveal [...]]]></description>
			<content:encoded><![CDATA[<p><font color="#000000"><strong>be•tray</strong>     – verb    1. to deliver or expose to an enemy by treachery or disloyalty: </font><font color="#000000"><em>Benedict Arnold betrayed his country. </em>   2. to be unfaithful in guarding, maintaining, or fulfilling: <em>to betray a trust.</em>    3. to disappoint the hopes or expectations of; be disloyal to: <em>to betray one&#8217;s friends.</em>    4. to reveal or disclose in violation of confidence: </font><font color="#000000"><em>to betray a secret. </em>   5. to seduce and desert.    6. to be treacherous to: double-cross. Slang rat (on), sell out. Idioms: <em>sell down the river.</em></font><strong> </strong></p>
<p><strong>Have you ever been betrayed?</strong> By a friend? A co-worker? A family member? A spouse? No matter who has betrayed you, it hurts. The degree of pain inflicted by the betrayer is usually commensurate with the level of trust you extended to that person.</p>
<p>A wise man once said: <em>“Your enemies can never betray you. Only those whom you love or trust to get close enough to you can hurt and betray you.”</em></p>
<p>That’s a tough message to hear. Tough, but true.</p>
<p><strong>Which is why you need to focus your attention on what will go down as one of the ugliest betrayals of public trust in American history:</strong> The dangerous advice being spoon-fed to distressed homeowners by the government, the lending industry, and the media. So at the risk of repeating myself…</p>
<p><strong>You must not jump on any mortgage renegotiation deals until you’ve listened to this podcast:</strong> It could save you—literally—thousands of dollars.</p>
<p><strong>(c) 2008 NowWhatDoYouDo.com    All Rights Reserved</strong>
</p>
]]></content:encoded>
			<wfw:commentRss>http://podcast.nowwhatdoyoudo.com/2008/03/17/031708-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/feed/</wfw:commentRss>
			<enclosure url="http://nowwhatdoyoudo.podbean.com/mf/feed/bn6ed/NWDYD031708podcast.mp3" length="7513548" type="audio/mpeg"/>
				<itunes:subtitle>be•tray     – verb    1. to deliver or expose to an enemy by treachery or disloyalty: Benedict Arnold betrayed his country.    2. to be ...</itunes:subtitle>
		<itunes:summary>be•tray     – verb    1. to deliver or expose to an enemy by treachery or disloyalty: Benedict Arnold betrayed his country.    2. to be unfaithful in guarding, maintaining, or fulfilling: to betray a trust.    3. to disappoint the hopes or expectations of; be disloyal to: to betray one's friends.    4. to reveal or disclose in violation of confidence: to betray a secret.    5. to seduce and desert.    6. to be treacherous to: double-cross. Slang rat (on), sell out. Idioms: sell down the river. 

Have you ever been betrayed? By a friend? A co-worker? A family member? A spouse? No matter who has betrayed you, it hurts. The degree of pain inflicted by the betrayer is usually commensurate with the level of trust you extended to that person.

A wise man once said: “Your enemies can never betray you. Only those whom you love or trust to get close enough to you can hurt and betray you.”

That’s a tough message to hear. Tough, but true.

Which is why you need to focus your attention on what will go down as one of the ugliest betrayals of public trust in American history: The dangerous advice being spoon-fed to distressed homeowners by the government, the lending industry, and the media. So at the risk of repeating myself…

You must not jump on any mortgage renegotiation deals until you’ve listened to this podcast: It could save you—literally—thousands of dollars.

(c) 2008 NowWhatDoYouDo.com    All Rights Reserved</itunes:summary>
		<itunes:keywords>march 17, 2008,</itunes:keywords>
		<itunes:author>Benjamin Dover</itunes:author>
		<itunes:explicit>No</itunes:explicit>
		<itunes:block>No</itunes:block>
		<itunes:duration>10:26</itunes:duration>
	</item>
		<item>
		<title>03.11.08 NowWhatDoYouDo.com podcast hosted by Benjamin Dover</title>
		<link>http://podcast.nowwhatdoyoudo.com/2008/03/11/031108-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/</link>
		<comments>http://podcast.nowwhatdoyoudo.com/2008/03/11/031108-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/#comments</comments>
		<pubDate>Tue, 11 Mar 2008 16:29:04 +0000</pubDate>
		<dc:creator>nowwhatdoyoudo</dc:creator>
		
	<category>Subprime mortgage expert advice</category>
	<category>scorched-earth consumer counseling</category>
	<category>money</category>
	<category>personal finance</category>
	<category>Quitting</category>
	<category>failure</category>
	<category>predatory lending</category>
	<category>bankruptcy</category>
	<category>starting over</category>
	<category>counseling</category>
	<category>Project Lifeline</category>
	<category>Citi Residential</category>
	<category>Wilshire</category>
	<category>CCCS</category>
	<category>credit counseling</category>
	<category>debt relief</category>
	<category>Consumer Creidt Counseling Service</category>
	<category>C.C.C.S.</category>
	<category>President George Bush</category>
	<category>Real Estate failures</category>
	<category>Debt restructuring</category>
	<category>Ben Bernanke</category>
	<category>Mortgage recast</category>
	<category>debt forgiveness</category>
		<guid isPermaLink="false">http://nowwhatdoyoudo.podbean.com/2008/03/11/031108-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/</guid>
		<description><![CDATA[Good News from Bernanke for Distressed Homeowners? “Watch out for hidden landmines!” warns Benjamin Dover:  Federal Reserve chairman Ben Bernanke, speaking before a group of bankers in Florida on Tuesday (March 4, 2008), called on the mortgage industry to “expand refinancing opportunities and efforts to facilitate and increase the pace of loan workouts.”
While many homeowners [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Good News from Bernanke for Distressed Homeowners? “Watch out for hidden landmines!” warns Benjamin Dover:</strong>  Federal Reserve chairman Ben Bernanke, speaking before a group of bankers in Florida on Tuesday (March 4, 2008), called on the mortgage industry to <em>“expand refinancing opportunities and efforts to facilitate and increase the pace of loan workouts.”</em></p>
<p>While many homeowners might be feeling optimistic about their chances of re-structuring their mortgages, there are countless dangers awaiting un-and-under-informed and desperate consumers: <strong><em>“The 9:24 it takes to listen to this podcast will save your butt!!!” says Dover.  </em></strong></p>
<p><em><strong>“I’m simply telling consumers what to expect and why the deck is clearly stacked against them…and what to do to avoid making another bad decision on top of the mess you’re already trying to get out from under!”</strong></em> </p>
<p>Dover guarantees his perspective and knowledge is unmatched; the national media are absolutely clue<em>less</em> in this arena.</p>
<p><strong>You cannot take this advice lightly…it will save homeowners thousands of dollars.</strong></p>
<p><strong>(c) 2008 NowWhatDoYouDo.com    All Rights Reserved</strong>
</p>
]]></content:encoded>
			<wfw:commentRss>http://podcast.nowwhatdoyoudo.com/2008/03/11/031108-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/feed/</wfw:commentRss>
			<enclosure url="http://nowwhatdoyoudo.podbean.com/mf/feed/scdx6/NWDYD031008APodcast.mp3" length="9463014" type="audio/mpeg"/>
				<itunes:subtitle>Good News from Bernanke for Distressed Homeowners? “Watch out for hidden landmines!” warns Benjamin Dover:  Federal Reserve chairman Ben Bernanke, speaking before a group of ...</itunes:subtitle>
		<itunes:summary>Good News from Bernanke for Distressed Homeowners? “Watch out for hidden landmines!” warns Benjamin Dover:  Federal Reserve chairman Ben Bernanke, speaking before a group of bankers in Florida on Tuesday (March 4, 2008), called on the mortgage industry to “expand refinancing opportunities and efforts to facilitate and increase the pace of loan workouts.”

While many homeowners might be feeling optimistic about their chances of re-structuring their mortgages, there are countless dangers awaiting un-and-under-informed and desperate consumers: “The 9:24 it takes to listen to this podcast will save your butt!!!” says Dover.  

“I’m simply telling consumers what to expect and why the deck is clearly stacked against them…and what to do to avoid making another bad decision on top of the mess you’re already trying to get out from under!” 

Dover guarantees his perspective and knowledge is unmatched; the national media are absolutely clueless in this arena.

You cannot take this advice lightly…it will save homeowners thousands of dollars.

(c) 2008 NowWhatDoYouDo.com    All Rights Reserved</itunes:summary>
		<itunes:keywords>march 11, 2008,</itunes:keywords>
		<itunes:author>Benjamin Dover</itunes:author>
		<itunes:explicit>No</itunes:explicit>
		<itunes:block>No</itunes:block>
			</item>
		<item>
		<title>03.03.08 NowWhatDoYouDo.com podcast hosted by Benjamin Dover</title>
		<link>http://podcast.nowwhatdoyoudo.com/2008/03/03/030308-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/</link>
		<comments>http://podcast.nowwhatdoyoudo.com/2008/03/03/030308-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/#comments</comments>
		<pubDate>Tue, 04 Mar 2008 00:20:37 +0000</pubDate>
		<dc:creator>nowwhatdoyoudo</dc:creator>
		
	<category>Subprime mortgage expert advice</category>
	<category>scorched-earth consumer counseling</category>
	<category>money</category>
	<category>personal finance</category>
	<category>Quitting</category>
	<category>failure</category>
	<category>predatory lending</category>
	<category>bankruptcy</category>
	<category>divorce</category>
	<category>starting over</category>
	<category>counseling</category>
	<category>Project Lifeline</category>
	<category>Wilshire</category>
	<category>CCCS</category>
	<category>credit counseling</category>
	<category>debt relief</category>
	<category>Consumer Creidt Counseling Service</category>
	<category>C.C.C.S.</category>
	<category>President George Bush</category>
	<category>Real Estate failures</category>
	<category>Debt restructuring</category>
		<guid isPermaLink="false">http://nowwhatdoyoudo.podbean.com/2008/03/03/030308-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/</guid>
		<description><![CDATA[Here&#8217;s Your Chance To Do The Right Thing, Mr. President: While the president assures us there&#8217;s no recession, Benjamin Dover sets the record straight, pointing out indisputable evidence that contradicts Mr. Bush.  In true NostraDover style, his &#8220;Open Letter to the President&#8221; puts his predictions about the state of the economy oout there for all to see (and hear) as [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Here&#8217;s Your Chance To Do The Right Thing, Mr. President:</strong> While the president assures us there&#8217;s no recession, Benjamin Dover sets the record straight, pointing out indisputable evidence that contradicts Mr. Bush.  In true <strong>NostraDover</strong> style, his <strong>&#8220;Open Letter to the President&#8221;</strong> puts his predictions about the state of the economy oout there for all to see (and hear) as he delivers a clear-cut plan of attack designed to help our nation recover from its current bad and deterioriating state.</p>
<p><strong><em>Dover&#8217;s &#8216;letter&#8217; takes historical precedents, ranging from the Great Depression to the S&#038;L debacle of the 1980s, into consideration as he lays out the strategy that our nation must take to fix the out-of-control real estate-fueled downward spiral.  The real question is whether President Bush has the guts to take on Dover&#8217;s aggressive plan during the last year of his presidency, or will simply leave it to his successor.</em></strong></p>
<p><em>This podcast allows you to freeze this moment of uncertainty in time, and will allow history to prove yet another &#8220;NostraDover&#8221; prediction by investigative journalist Benjamin Dover.</em></p>
<p><strong>(c) 2008 NowWhatDoYouDo.com   All Rights Reserved</strong>
</p>
]]></content:encoded>
			<wfw:commentRss>http://podcast.nowwhatdoyoudo.com/2008/03/03/030308-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/feed/</wfw:commentRss>
			<enclosure url="http://nowwhatdoyoudo.podbean.com/mf/feed/gm5x28/NWDYD030308Podcast.mp3" length="7126413" type="audio/mpeg"/>
				<itunes:subtitle>Here's Your Chance To Do The Right Thing, Mr. President: While the president assures us there's no recession, Benjamin Dover sets the record straight, pointing out indisputable ...</itunes:subtitle>
		<itunes:summary>Here's Your Chance To Do The Right Thing, Mr. President: While the president assures us there's no recession, Benjamin Dover sets the record straight, pointing out indisputable evidence that contradicts Mr. Bush.  In true NostraDover style, his "Open Letter to the President" puts his predictions about the state of the economy oout there for all to see (and hear) as he delivers a clear-cut plan of attack designed to help our nation recover from its current bad and deterioriating state.

Dover's 'letter' takes historical precedents, ranging from the Great Depression to the S&amp;L debacle of the 1980s, into consideration as he lays out the strategy that our nation must take to fix the out-of-control real estate-fueled downward spiral.  The real question is whether President Bush has the guts to take on Dover's aggressive plan during the last year of his presidency, or will simply leave it to his successor.

This podcast allows you to freeze this moment of uncertainty in time, and will allow history to prove yet another "NostraDover" prediction by investigative journalist Benjamin Dover.

(c) 2008 NowWhatDoYouDo.com   All Rights Reserved</itunes:summary>
		<itunes:keywords>march 3, 2008,</itunes:keywords>
		<itunes:author>Benjamin Dover</itunes:author>
		<itunes:explicit>No</itunes:explicit>
		<itunes:block>No</itunes:block>
		<itunes:duration>9:54</itunes:duration>
	</item>
		<item>
		<title>02.28.08 NowWhatDoYouDo.com podcast hosted by Benjamin Dover</title>
		<link>http://podcast.nowwhatdoyoudo.com/2008/02/27/022808-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/</link>
		<comments>http://podcast.nowwhatdoyoudo.com/2008/02/27/022808-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/#comments</comments>
		<pubDate>Thu, 28 Feb 2008 05:56:14 +0000</pubDate>
		<dc:creator>nowwhatdoyoudo</dc:creator>
		
	<category>Uncategorized</category>
	<category>Subprime mortgage expert advice</category>
	<category>scorched-earth consumer counseling</category>
	<category>money</category>
	<category>personal finance</category>
	<category>failure</category>
	<category>predatory lending</category>
	<category>bankruptcy</category>
	<category>divorce</category>
	<category>starting over</category>
	<category>counseling</category>
	<category>Project Lifeline</category>
	<category>Citi Residential</category>
	<category>Wilshire</category>
	<category>CCCS</category>
	<category>credit counseling</category>
	<category>debt relief</category>
	<category>Consumer Creidt Counseling Service</category>
	<category>C.C.C.S.</category>
		<guid isPermaLink="false">http://nowwhatdoyoudo.podbean.com/2008/02/27/022808-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/</guid>
		<description><![CDATA[Ben warned you!  Now listen to actual messages distressed homeowners are hearing when they ‘bite’ on one of those Project Lifeline help phone numbers: Callers expecting to hear ‘counselors’ are being fed to debt collectors.  Find out how to protect yourself from certain financial doom at the hands of the credit counseling a/k/a debt collection [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Ben warned you!</strong>  <em>Now listen to actual messages distressed homeowners are hearing when they ‘bite’ on one of those Project Lifeline help phone numbers:</em> Callers expecting to hear ‘counselors’ are being fed to debt collectors.  Find out how to protect yourself from certain financial doom at the hands of the credit counseling a/k/a debt collection world being forced down the throats of desperate consumers.  It’s more pull-no-punches insight on how to navigate the stormy real estate seas from <strong>NowWhatDoYouDo.com</strong>, hosted by Benjamin Dover.</p>
<p><strong>(c) 2008 NowWhatDoYouDo.com   All Rights Reserved.</strong>
</p>
]]></content:encoded>
			<wfw:commentRss>http://podcast.nowwhatdoyoudo.com/2008/02/27/022808-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/feed/</wfw:commentRss>
			<enclosure url="http://nowwhatdoyoudo.podbean.com/mf/feed/ys6mt/NWDYD022808Podcast.mp3" length="7890338" type="audio/mpeg"/>
				<itunes:subtitle>Ben warned you!  Now listen to actual messages distressed homeowners are hearing when they ‘bite’ on one of those Project Lifeline help phone numbers: Callers ...</itunes:subtitle>
		<itunes:summary>Ben warned you!  Now listen to actual messages distressed homeowners are hearing when they ‘bite’ on one of those Project Lifeline help phone numbers: Callers expecting to hear ‘counselors’ are being fed to debt collectors.  Find out how to protect yourself from certain financial doom at the hands of the credit counseling a/k/a debt collection world being forced down the throats of desperate consumers.  It’s more pull-no-punches insight on how to navigate the stormy real estate seas from NowWhatDoYouDo.com, hosted by Benjamin Dover.

(c) 2008 NowWhatDoYouDo.com   All Rights Reserved.</itunes:summary>
		<itunes:keywords>february 28, 2008,</itunes:keywords>
		<itunes:author>Benjamin Dover</itunes:author>
		<itunes:explicit>No</itunes:explicit>
		<itunes:block>No</itunes:block>
		<itunes:duration>10:58</itunes:duration>
	</item>
		<item>
		<title>02.20.08 NowWhatDoYouDo.com podcast hosted by Benjamin Dover</title>
		<link>http://podcast.nowwhatdoyoudo.com/2008/02/19/022008-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/</link>
		<comments>http://podcast.nowwhatdoyoudo.com/2008/02/19/022008-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/#comments</comments>
		<pubDate>Wed, 20 Feb 2008 05:09:51 +0000</pubDate>
		<dc:creator>nowwhatdoyoudo</dc:creator>
		
	<category>Subprime mortgage expert advice</category>
	<category>scorched-earth consumer counseling</category>
	<category>money</category>
	<category>personal finance</category>
	<category>Quitting</category>
	<category>failure</category>
	<category>predatory lending</category>
	<category>bankruptcy</category>
	<category>divorce</category>
	<category>rehab</category>
	<category>starting over</category>
	<category>counseling</category>
		<guid isPermaLink="false">http://nowwhatdoyoudo.podbean.com/2008/02/19/022008-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/</guid>
		<description><![CDATA[Quitting: Knowing when to pull the plug…on your mortgage, on your credit cards, your mortgage, your spouse or your boss or bad habits.  The path of least resistance is the path you’re currently taking.
“You’re not a failure, you just failed” is the timeless message in this Now What Do You Do? podcast hosted by Benjamin Dover.
(c) 2008 [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Quitting:</strong> Knowing when to pull the plug…on your mortgage, on your credit cards, your mortgage, your spouse or your boss or bad habits.  <strong>The path of least resistance is the path you’re currently taking.</strong></p>
<p><strong>“You’re not a failure, you just failed”</strong> is the timeless message in this Now What Do You Do? podcast hosted by Benjamin Dover.</p>
<p><strong>(c) 2008 NowWhatDoYouDo.com</strong>
</p>
]]></content:encoded>
			<wfw:commentRss>http://podcast.nowwhatdoyoudo.com/2008/02/19/022008-nowwhatdoyoudocom-podcast-hosted-by-benjamin-dover/feed/</wfw:commentRss>
			<enclosure url="http://nowwhatdoyoudo.podbean.com/mf/feed/vyzwe4/NWDYD022008podcast.mp3" length="11992921" type="audio/mpeg"/>
				<itunes:subtitle>Quitting: Knowing when to pull the plug…on your mortgage, on your credit cards, your mortgage, your spouse or your boss or bad habits.  The path of least ...</itunes:subtitle>
		<itunes:summary>Quitting: Knowing when to pull the plug…on your mortgage, on your credit cards, your mortgage, your spouse or your boss or bad habits.  The path of least resistance is the path you’re currently taking.

“You’re not a failure, you just failed” is the timeless message in this Now What Do You Do? podcast hosted by Benjamin Dover.

(c) 2008 NowWhatDoYouDo.com</itunes:summary>
		<itunes:keywords>february 20, 2008,</itunes:keywords>
		<itunes:author>Benjamin Dover</itunes:author>
		<itunes:explicit>No</itunes:explicit>
		<itunes:block>No</itunes:block>
		<itunes:duration>12:30</itunes:duration>
	</item>
		<item>
		<title>NowWhatDoYouDo.com weekly Podcast, hosted by Benjamin Dover: 02.15.08</title>
		<link>http://podcast.nowwhatdoyoudo.com/2008/02/15/nowwhatdoyoudocom-weekly-podcast-hosted-by-benjamin-dover-021508/</link>
		<comments>http://podcast.nowwhatdoyoudo.com/2008/02/15/nowwhatdoyoudocom-weekly-podcast-hosted-by-benjamin-dover-021508/#comments</comments>
		<pubDate>Sat, 16 Feb 2008 00:15:24 +0000</pubDate>
		<dc:creator>nowwhatdoyoudo</dc:creator>
		
	<category>Uncategorized</category>
	<category>Subprime mortgage expert advice</category>
	<category>money</category>
	<category>personal finance</category>
		<guid isPermaLink="false">http://nowwhatdoyoudo.podbean.com/2008/02/15/nowwhatdoyoudocom-weekly-podcast-hosted-by-benjamin-dover-021508/</guid>
		<description><![CDATA[Lookout distressed homeowners!  The government’s most recent scheme, blessed by the mortgage industry, may sound like a good idea, but after Benjamin Dover explains why biting on offers to fix your mortgage mess via “Project Lifeline” could be the biggest mistake you’ve made since you signed-the-line in the first place.  Find out how you could [...]]]></description>
			<content:encoded><![CDATA[<p><font size="3"><font face="Times New Roman"><strong>Lookout distressed homeowners!</strong>  The government’s most recent scheme, blessed by the mortgage industry, may sound like a good idea, but after <strong>Benjamin Dover</strong> <strong>explains why biting on offers to fix your mortgage mess via “Project Lifeline” could be the biggest mistake you’ve made since you signed-the-line in the first place.  Find out how you could be waiving your rights to substantial financial awards and remedies </strong>if your lender violated your rights protected by two under-utilized federal laws: The <strong>Fair Housing &#038; Truth In Lending Acts.</strong>  Dover will explain how the <strong>subprime mortgage</strong> world engaged in massive acts of <strong>fraud</strong> and <strong>misrepresentation</strong> and <strong>Predatory Lending</strong> practices since the late 20th century, and why you’d better not jump on offers to fix your mess until you know what your rights and alternatives are.  </p>
<p></font></font><font size="3"><font face="Times New Roman">Topics covered include: <strong>Ben Bernanke, Sheila Bair, President George Bush, HopeNow, Project Lifeline, Countrywide, Wells Fargo, CitiMortgage, Chase Home Finance, Washington Mutual and Bank of America, Consumer Credit Counseling Service, CCCS, credit counseling, counselors, debt collectors, ARMs, adjustable rate mortgages, workouts, recast, restructure, bankruptcy, foreclosure.  </strong> </p>
<p></font></font><font size="3"><font face="Times New Roman"><strong>(c) 2008 NowWhatDoYouDo.com</strong>  </p>
<p></font></font>
</p>
]]></content:encoded>
			<wfw:commentRss>http://podcast.nowwhatdoyoudo.com/2008/02/15/nowwhatdoyoudocom-weekly-podcast-hosted-by-benjamin-dover-021508/feed/</wfw:commentRss>
			<enclosure url="http://nowwhatdoyoudo.podbean.com/mf/feed/mmh6x/NWDYD021508Podcast.mp3" length="6366302" type="audio/mpeg"/>
				<itunes:subtitle>Lookout distressed homeowners!  The government’s most recent scheme, blessed by the mortgage industry, may sound like a good idea, but after Benjamin Dover explains why ...</itunes:subtitle>
		<itunes:summary>Lookout distressed homeowners!  The government’s most recent scheme, blessed by the mortgage industry, may sound like a good idea, but after Benjamin Dover explains why biting on offers to fix your mortgage mess via “Project Lifeline” could be the biggest mistake you’ve made since you signed-the-line in the first place.  Find out how you could be waiving your rights to substantial financial awards and remedies if your lender violated your rights protected by two under-utilized federal laws: The Fair Housing &amp; Truth In Lending Acts.  Dover will explain how the subprime mortgage world engaged in massive acts of fraud and misrepresentation and Predatory Lending practices since the late 20th century, and why you’d better not jump on offers to fix your mess until you know what your rights and alternatives are.  

Topics covered include: Ben Bernanke, Sheila Bair, President George Bush, HopeNow, Project Lifeline, Countrywide, Wells Fargo, CitiMortgage, Chase Home Finance, Washington Mutual and Bank of America, Consumer Credit Counseling Service, CCCS, credit counseling, counselors, debt collectors, ARMs, adjustable rate mortgages, workouts, recast, restructure, bankruptcy, foreclosure.   

(c) 2008 NowWhatDoYouDo.com  

</itunes:summary>
		<itunes:keywords>nowwhatdoyoudo.com weekly podcast: 02.15.08,</itunes:keywords>
		<itunes:author>Benjamin Dover</itunes:author>
		<itunes:explicit>No</itunes:explicit>
		<itunes:block>No</itunes:block>
		<itunes:duration>10:37</itunes:duration>
	</item>
		<item>
		<title>NowWhatDoYouDo.com weekly Podcast, hosted by Benjamin Dover: 02.08.08</title>
		<link>http://podcast.nowwhatdoyoudo.com/2008/02/08/nowwhatdoyoudocom-weekly-podcast-hosted-by-benjamin-dover-020808/</link>
		<comments>http://podcast.nowwhatdoyoudo.com/2008/02/08/nowwhatdoyoudocom-weekly-podcast-hosted-by-benjamin-dover-020808/#comments</comments>
		<pubDate>Fri, 08 Feb 2008 20:58:02 +0000</pubDate>
		<dc:creator>nowwhatdoyoudo</dc:creator>
		
	<category>Uncategorized</category>
		<guid isPermaLink="false">http://nowwhatdoyoudo.podbean.com/2008/02/08/whos-the-bigger-liar-countrywide-wachovia-bank-of-america/</guid>
		<description><![CDATA[Topics covered in this week&#8217;s show: Countrywide&#8217;s redlining, Bank of America&#8217;s making you pay for their lending screw-ups, Wachovia&#8217;s letting hackers steal millions of dollars because they get to charge them big fees every time someone complains, the Gerber baby food baby&#8217;s being used as a shill to sell life insurance that&#8217;s not worth it, [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Topics covered in this week&#8217;s show:</strong> <strong>Countrywide</strong>&#8217;s <strong>redlining</strong>, <strong>Bank of America</strong>&#8217;s making you pay for their lending screw-ups, <strong>Wachovia</strong>&#8217;s letting <strong>hackers steal millions</strong> of dollars because they get to charge them big fees every time someone complains, the <strong>Gerber baby</strong> food baby&#8217;s being used as a shill to sell <strong>life insurance that&#8217;s not worth it</strong>, more <strong>frustrated homeowners</strong> are simply <strong>abondoning their bad investments</strong>, <strong>debt collectors</strong> continue to <strong>terrorize consumers</strong> and <strong>debtors are firing these tele-terrorist punks</strong> thanks to <strong>Benjamin Dover</strong>, the <strong>Fair Debt Collection Practices Act</strong>, the <strong>Fair Housing Act</strong>, <strong>Truth In Lending Act</strong>, <strong>RESPA</strong>, <strong>Fair Credit Reporting Act</strong>, <strong>Jim Florentine</strong>, <strong>NowWhatDoYouDo.com</strong>, <strong>senior citizens avoid herpes</strong>, <strong>Predatory Lending</strong>, <strong>Subprime mortgages</strong>, <strong>ARMs</strong>, <strong>Adjustable Rate Mortgages, higher credit card fees, Now What Do You Do?</strong></p>
<p><strong>(c) 2008 NowWhatDoYouDo.com</strong>
</p>
]]></content:encoded>
			<wfw:commentRss>http://podcast.nowwhatdoyoudo.com/2008/02/08/nowwhatdoyoudocom-weekly-podcast-hosted-by-benjamin-dover-020808/feed/</wfw:commentRss>
			<enclosure url="http://nowwhatdoyoudo.podbean.com/mf/feed/4k634i/NWDYD020808Podcast.mp3" length="19621930" type="audio/mpeg"/>
				<itunes:subtitle>Straightforward advice on how to deal with your mortgage company or bank from NowWhatDoYouDo.com &amp; Benjamin Dover</itunes:subtitle>
		<itunes:summary>Topics covered in this week's show: Countrywide's redlining, Bank of America's making you pay for their lending screw-ups, Wachovia's letting hackers steal millions of dollars because they get to charge them big fees every time someone complains, the Gerber baby food baby's being used as a shill to sell life insurance that's not worth it, more frustrated homeowners are simply abondoning their bad investments, debt collectors continue to terrorize consumers and debtors are firing these tele-terrorist punks thanks to Benjamin Dover, the Fair Debt Collection Practices Act, the Fair Housing Act, Truth In Lending Act, RESPA, Fair Credit Reporting Act, Jim Florentine, NowWhatDoYouDo.com, senior citizens avoid herpes, Predatory Lending, Subprime mortgages, ARMs, Adjustable Rate Mortgages, higher credit card fees, Now What Do You Do?

(c) 2008 NowWhatDoYouDo.com</itunes:summary>
		<itunes:keywords>Countrywide, redlining, Bank of America, credit card interest rates, Wachovia hacker fraud, Gerber baby, life insurance, frustrated homeowners abondoning their homes and bad investments, debt collectors terrorize consumers debtors,  firing tele-terrorist punks, Benjamin Dover, Fair Debt Collection Practices Act, Cease &amp; Desist Letter, Fair Housing Act, Truth In Lending Act, RESPA, Fair Credit Reporting Act, Jim Florentine, NowWhatDoYouDo.com, senior citizens avoid herpes, Predatory Lending, Subprime mortgages, ARMs, Adjustable Rate Mortgages, Now What Do You Do?,</itunes:keywords>
		<itunes:author>Benjamin Dover &amp; NowWhatDoYouDo.com</itunes:author>
		<itunes:explicit>No</itunes:explicit>
		<itunes:block>No</itunes:block>
			</item>
		<item>
		<title>NowWhatDoYouDo.com weekly podcast: 01.28.08</title>
		<link>http://podcast.nowwhatdoyoudo.com/2008/01/28/nowwhatdoyoudocom-weekly-podcast-012808/</link>
		<comments>http://podcast.nowwhatdoyoudo.com/2008/01/28/nowwhatdoyoudocom-weekly-podcast-012808/#comments</comments>
		<pubDate>Tue, 29 Jan 2008 02:02:11 +0000</pubDate>
		<dc:creator>nowwhatdoyoudo</dc:creator>
		
	<category>Subprime mortgage expert advice</category>
	<category>scorched-earth consumer counseling</category>
	<category>money</category>
	<category>personal finance</category>
		<guid isPermaLink="false">http://nowwhatdoyoudo.podbean.com/2008/01/28/nowwhatdoyoudocom-weekly-podcast-012808/</guid>
		<description><![CDATA[Topics covered in this week&#8217;s podcast hosted by Benjamin Dover include: IRS, Enrolled Agents, tax audits, pets abandoned in foreclosed homes, subprime lending, mortgage mess, bankruptcy, Republicans, housing troubles, Mitt Romney, John McCain, Rudy Giuliani, Mike Huckabee, freezing introductory interest rates on ARMS, Adjustable Rate Mortgages, Democrats, Barack Obama, Hillary Clinton, John Edwards, falling property [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: 11pt; font-family: Verdana"><strong>Topics covered in this week&#8217;s podcast hosted by Benjamin Dover include:</strong> IRS, Enrolled Agents, tax audits, pets abandoned in foreclosed homes, subprime lending, mortgage mess, bankruptcy, Republicans, housing troubles, Mitt Romney, John McCain, Rudy Giuliani, Mike Huckabee, freezing introductory interest rates on ARMS, Adjustable Rate Mortgages, Democrats, Barack Obama, Hillary Clinton, John Edwards, falling property values, appraisals, Countrywide, Angelo Mozilo, insider trading, Bank of America, Michael Milken, Drexel Burnham, junk bonds, S&#038;L crisis, Bear Stearns, Morgan Stanley, Deutche Bank, Citibank, <strong>NowWhatDoYouDo.com<span style="color: navy"> </p>
<p></span></strong></span><span style="font-size: 11pt; font-family: Verdana">(c) 2008 NowWhatDoYouDo.com </p>
<p></span>
</p>
]]></content:encoded>
			<wfw:commentRss>http://podcast.nowwhatdoyoudo.com/2008/01/28/nowwhatdoyoudocom-weekly-podcast-012808/feed/</wfw:commentRss>
			<enclosure url="http://nowwhatdoyoudo.podbean.com/mf/feed/2ggj4k/NowWhatDoYouDocom012808Podcast.mp3" length="14106122" type="audio/mpeg"/>
				<itunes:subtitle>Topics covered in this week's podcast hosted by Benjamin Dover include: IRS, Enrolled Agents, tax audits, pets abandoned in foreclosed homes, subprime lending, mortgage mess, ...</itunes:subtitle>
		<itunes:summary>Topics covered in this week's podcast hosted by Benjamin Dover include: IRS, Enrolled Agents, tax audits, pets abandoned in foreclosed homes, subprime lending, mortgage mess, bankruptcy, Republicans, housing troubles, Mitt Romney, John McCain, Rudy Giuliani, Mike Huckabee, freezing introductory interest rates on ARMS, Adjustable Rate Mortgages, Democrats, Barack Obama, Hillary Clinton, John Edwards, falling property values, appraisals, Countrywide, Angelo Mozilo, insider trading, Bank of America, Michael Milken, Drexel Burnham, junk bonds, S&amp;L crisis, Bear Stearns, Morgan Stanley, Deutche Bank, Citibank, NowWhatDoYouDo.com 

(c) 2008 NowWhatDoYouDo.com 

</itunes:summary>
		<itunes:keywords>benjamin dover now what do you 012808 podcast,</itunes:keywords>
		<itunes:author>Benjamin Dover</itunes:author>
		<itunes:explicit>No</itunes:explicit>
		<itunes:block>No</itunes:block>
			</item>
		<item>
		<title>BFD on KFI Aircheck</title>
		<link>http://podcast.nowwhatdoyoudo.com/2008/01/07/bfd-on-kfi-aircheck/</link>
		<comments>http://podcast.nowwhatdoyoudo.com/2008/01/07/bfd-on-kfi-aircheck/#comments</comments>
		<pubDate>Tue, 08 Jan 2008 02:39:32 +0000</pubDate>
		<dc:creator>nowwhatdoyoudo</dc:creator>
		
	<category>Uncategorized</category>
		<guid isPermaLink="false">http://nowwhatdoyoudo.podbean.com/2008/01/07/bfd-on-kfi-aircheck/</guid>
		<description><![CDATA[Benjamin Dover (Radio) Show: Originally broadcast on KFI-AM/640, Los Angeles.

]]></description>
			<content:encoded><![CDATA[<p><strong>Benjamin Dover (Radio) Show: Originally broadcast on KFI-AM/640, Los Angeles.</strong>
</p>
]]></content:encoded>
			<wfw:commentRss>http://podcast.nowwhatdoyoudo.com/2008/01/07/bfd-on-kfi-aircheck/feed/</wfw:commentRss>
			<enclosure url="http://nowwhatdoyoudo.podbean.com/mf/feed/avnwen/BFD_on_KFI_Aircheck_Podcast_Version.mp3" length="12164807" type="audio/mpeg"/>
				<itunes:subtitle>Benjamin Dover (Radio) Show: Originally broadcast on KFI-AM/640, Los Angeles. </itunes:subtitle>
		<itunes:summary>Benjamin Dover (Radio) Show: Originally broadcast on KFI-AM/640, Los Angeles.</itunes:summary>
		<itunes:keywords>aircheck,</itunes:keywords>
		<itunes:author>Benjamin Dover</itunes:author>
		<itunes:explicit>No</itunes:explicit>
		<itunes:block>No</itunes:block>
		<itunes:duration>33:47</itunes:duration>
	</item>
		<item>
		<title>Welcome to the best no bull**** advice in the nation!</title>
		<link>http://podcast.nowwhatdoyoudo.com/2007/12/30/welcome-to-the-best-no-bull-advice-in-the-nation/</link>
		<comments>http://podcast.nowwhatdoyoudo.com/2007/12/30/welcome-to-the-best-no-bull-advice-in-the-nation/#comments</comments>
		<pubDate>Sun, 30 Dec 2007 21:41:40 +0000</pubDate>
		<dc:creator>nowwhatdoyoudo</dc:creator>
		
	<category>Uncategorized</category>
		<guid isPermaLink="false"></guid>
		<description><![CDATA[I&#8217;m glad you found us!  If you&#8217;re tired of hearing gutless and politically-correct advice on what to do in an increasingly depressed economy (it&#8217;s not getting better any time soon I&#8217;m sorry to say), then this is your lucky day. 
NowWhatDoYouDo.com was launched to educate Americans like you about how to work your way through the mortgage minefields that [...]]]></description>
			<content:encoded><![CDATA[<p><strong>I&#8217;m glad you found us!</strong>  If you&#8217;re tired of hearing gutless and politically-correct advice on what to do in an increasingly depressed economy (it&#8217;s not getting better any time soon I&#8217;m sorry to say), then this is your lucky day. </p>
<p><strong>NowWhatDoYouDo.com</strong> was launched to educate Americans like you about how to work your way through the mortgage minefields that have put this nation on course for what could be the worst financial times of the last 80 years. </p>
<p><strong>We&#8217;ll be publishing a new podcast at least weekly&#8230;</strong>with additional entries as breaking news dictates.</p>
<p><strong>Timely-and-relevant video segments will be published as they&#8217;re broadcast.</strong></p>
<p> 
</p>
]]></content:encoded>
			<wfw:commentRss>http://podcast.nowwhatdoyoudo.com/2007/12/30/welcome-to-the-best-no-bull-advice-in-the-nation/feed/</wfw:commentRss>
		</item>
	</channel>
</rss>
