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So what’s the real motivation behind Ben’s desire to reveal the scandalous and damaging business practices of the mortgage industry? He got sick and tired of reading countless e-mails from distressed homeowners facing foreclosure and certain financial destruction. He read and felt their pain…and as someone who’s experienced more than his fair share of pain and suffering in his almost-50 years on the planet, he’s never been one to sit back and just let the bullies win without a good fight.

Ben has himself, endured his own personal hell — both financial and physical — surviving the implosion of the Texas economy in the mid-1980s, only to face thousands of dollars in medical bills as a result of a near-fatal motorcycle accident in 1989. After experiencing the wrath of the bottom-feeding debt collection industry first-hand, he fought back by writing a revealing tell-all about their federal law-breaking ways in his 1994 best-selling tell all Back Off! The Definitive Guide To Stopping Collection Agency Harassment.

He put a spotlight on these tele-terrorists and their illegal collection tactics which continue to deceive uninformed and defenseless consumers through a constant stream of harassing phone calls in which lies, threats and intimidation are frequently used as a means to collect past due accounts.

Dover empowered consumers by educating them about their right (under federal law) to fire these thugs and now, with Americans facing arguably the gravest financial outlook since the Great Depression, he simply couldn’t sit on the sidelines anymore.

Who’s paying Ben to educate America ? Or is he pushing for sainthood? Nobody’s paying him a penny… yet. Oh sure: If you buy his book he’ll make a few bucks, but that’s not his real focus. Right now his mission is to keep financially-distressed homeowners from making bad decisions on top of the already bad decisions or circumstances that have gotten them to this point of their lives.

He’s in the final stages of preparing the most aggressive, pro-consumer strategy of its kind in the history of the United States: It will empower embattled homeowners, giving them the sledgehammer they need to “take it to their respective mortgage companies,” by educating them first, followed by hitting ‘em where it really hurts: In the courtroom.

Wanna know more about Ben? Review his credentials by reading his more formal ‘bio’ below…

Ben’s written two best-selling books. Life After Debt: The Blueprint for Surviving America’s Credit Society and Back Off! The Definitive Guide To Stopping Collection Agency Harassment . His popular column, Ask Ben , appeared weekly in The Dallas Morning News from 1998 – 2004 and his expert commentary, advice, tips and strategies have been featured in some of the nation’s leading newspapers and magazines for going on two decades .

His talk radio resume is loaded with legendary call letters: Stints with Dallas-Fort Worth’s KRLD/1080AM (2004 – 2005) and Dallas ‘ KLIF/570AM (1992 – 2000) bookend Ben’s tenure on Los Angeles talk powerhouse KFI-AM/640 (2001 – 2003).

Ben’s reputation as an entertaining and reliable guest has led to scores of appearances on some of the nation’s most popular daytime television talk shows, including Oprah (syndicated), Leeza (NBC), The View (ABC), iVillage Live (NBC), The Mike & Maty Show (ABC)…as well as regular morning show reporting gigs on WFAA-TV/Channel 8 (Dallas/Fort Worth), KTRK-TV/Channel 13 (Houston), KHOU-TV (Houston) and KVUE-TV (Austin).

Ben also shares his wealth of information and experience as a speaker. His audiences reflect the broad appeal of his expertise – from employees of Fortune 500 companies to the University of Southern California . A graduate [BBA ‘82] of TCU in Fort Worth, he’s a board member of the consumer-action group Funeral Consumers Alliance of North Texas and a member of the National Association of Consumer Advocates.

Dover ’s original website has evolved into one of the most popular portals for consumers seeking more than just the usual regurgitated press releases offered by many media outlets. His award-winning website, benjamindover.com has been recognized for its information content by the Dallas Press Club, winning “Katie Awards” in 2002 and 2004.

The long-awaited (and updated) sequel to his 1994 bestseller BACK OFF! The Definitive Guide To Stopping Collection Agency Harassment/21 st Century Edition was released in mid-2003.